We are also part of the thousands right now with overdrawn accounts.   But the question lies is what are we supposed to do?  We try our best and the same time and very grateful for banks like Washington Mutual in helping as well.   As what the media is saying about the bail out, the package should ge given but there should be a direct relief also on the overdraft charges and fees being posted now to the small guys.  

How can main straet America or the middle class can be be assured that they will be this benefitting from this bail out?

When the bail out is given, there should be a clause that ensures that small businesses and those self employed can be forgiven on these execessive overdraft fees,  If the Feds forgive the banks in trouble, they should make sure that it directly affects the small and low income limited earner. Because right now, what is going on is that overdraft fees are being used left and right to get income to come in to these banks.

When the government comes to the rescue, how can they ensure that banks will also do the same thing to the small business owner, self-employed, low income and limited earner.

How will government police banks that they are giving the bail out but in turn will not also give relief to the small businesses?   What is the check and balance that will be in place?