It looks like the scheme is to post fees and charges on the 15th and of course of the end of the months so that P&L’s will look better for the month end.
I don’t dispute if the charges of realistic as the account deposits are really late than the charges. However, still on top of the that they really have to add charges so that their month end financials on profit and income will not be severely negative or looks bad to the investors eyes.
